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Moving Your Business Forward
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Midwest Funding Advisors

Financing
Checklist

A little preparation can make your next step clearer. Get organized, know what to discuss, and start your funding conversation with confidence.

Explore the Checklist Talk With Jeshua
Prepare at your own pace

Your Business Financing Checklist

You do not need every document ready before reaching out. Use this guide to organize what you have and identify questions for your conversation with Midwest Funding Advisors.

0 of 12 items checked

Check off items as you prepare. Your selections last while this page stays open.

Know Your Business

Start with a clear picture of your company and the people behind it.

Define Your Funding Goal

Connect the amount you need with a specific business purpose.

Organize Financial Information

Have available records ready to discuss; your lender will confirm what is needed.

Prepare Your Questions

A useful conversation covers both the opportunity and the obligations.

A starting point, not an application requirement. Documentation varies by lender, financing type, and business circumstances. Checking these items does not submit information or determine eligibility. Contact Jeshua before sending financial records so the appropriate document delivery process can be confirmed.

Midwest Funding Advisors · 765.749.0082 · safemoney34@gmail.com

Match your preparation to your plans

What Else Might Be Helpful?

Choose a financing category to see examples of information that may be relevant. These are discussion guides; a lender may request different or additional documents.

Business Loans

A description of your planned investment, estimated costs, available financial statements, and existing debt can help frame the conversation.

Explore Business Loans →

Hard Money Loans

Be ready to discuss the property, purchase terms, renovation budget if applicable, project timeline, and your planned repayment or exit strategy.

Explore Hard Money Loans →

Lines Of Credit

Consider your revenue cycle, seasonal fluctuations, expected borrowing needs, and how you plan to repay draws. Recent bank statements and receivables information may be useful.

Explore Lines Of Credit →

CRE Loans

Property details, a purchase agreement if available, intended use, and income and expense information may be relevant. For leased properties, have available lease and rent information ready to discuss.

Explore CRE Loans →

Construction Loans

Available plans, a detailed project budget, contractor information, land ownership details, permit status, and a proposed construction schedule can help outline the project.

Explore Construction Loans →

SBA Loans

Be prepared to discuss ownership, business history, intended use of funds, available tax returns and financial statements, and existing debt. The lender will identify the requirements for the specific program.

Explore SBA Loans →

Factoring + AR Financing

An accounts receivable aging report, sample outstanding invoices, customer payment terms, and information about customer concentrations can support the discussion.

Explore Factoring + AR Financing →

Asset-based Loans

An inventory summary, equipment list, receivables aging report, and information about existing liens may help describe the assets available to support financing.

Explore Asset-based Loans →

Equipment Loans

Gather available vendor quotes, equipment descriptions, purchase prices, and details about whether the equipment is new or used. Consider installation, delivery, and other related costs.

Explore Equipment Loans →

Working Capital

A near-term cash flow estimate, a summary of operating expenses, recent bank statements, and an explanation of any seasonal needs can help clarify the funding purpose.

Explore Working Capital →

A clear next step

Prepared Does Not Have to Mean Perfect.

You can start with a conversation, even if you are still gathering information.

Tell Us Your Goal

Share what you want to accomplish, the amount you have in mind, and your preferred timeline.

Discuss Possible Options

We help you explore financing categories and understand what information may be needed next.

Confirm What to Prepare

Before providing documents, confirm the requested records and the appropriate way to deliver them.

See How It Works
Before you get started

A Few Common Questions

Do I need everything on this checklist before contacting you?
No. Start with your business goals and the information you have available. We can discuss what may be relevant for your situation.
How many months of bank statements will I need?
The required period varies by lender and financing option. Confirm the specific request before gathering or submitting records.
Should I email financial documents right away?
Please contact Jeshua first to confirm the appropriate document delivery process. Do not enter account numbers, Social Security numbers, or other sensitive financial information in the website contact form.
Does completing this checklist mean I qualify?
No. This is a preparation tool. Financing availability, approval, terms, and documentation requirements are determined by the lender and applicable program.

Visit our FAQs for more information about the financing options we help businesses explore.

Your goals are our priority

Bring Your Plans.
Let’s Talk About the Next Step.

Connect with Jeshua Morgan at Midwest Funding Advisors to discuss your business, your goals, and the financing options that may fit.

Start the Conversation Call 765.749.0082